Lease vs Buy Calculator
Leasing looks cheaper month to month — but buying leaves you owning something. Enter both sides and compare the true out-of-pocket cost over the same period, accounting for the car's remaining value.
Lease Lease
$
$/mo
$
Buy Buy
$
%
Same vehicle price as the lease side is assumed.
Over 36 months
—
Enter your numbers above to see the comparison.
Lease breakdown
Due at signing$0
Monthly payments$0
Total out of pocket$0
You own at the endNothing
Buy breakdown
Down payment$0
Loan payments made$0
Remaining loan balance$0
Est. car value at end$0
Net cost (paid + owed − value)$0
Leasing usually costs less out of pocket over the term — buying usually leaves you with an asset worth thousands.
Read the full lease vs. buy guide.
Educational estimates only — not financial advice. Lease figures exclude disposition fees, excess mileage, and wear charges. The car's estimated value uses typical average depreciation and varies widely by make, model, and market.