The True Cost of Owning an Infiniti QX60

Cost example updated October 24, 2026

Start with the price you will actually pay

For a representative example, use a 2025 Infiniti QX60 Luxe with front-wheel drive at $58,150 including destination, a $56,800 sticker price (MSRP, the manufacturer's suggested retail price before tax and fees) plus the $1,350 destination charge, the fee to ship the car to the dealer. Kelley Blue Book lists the Luxe at $58,150 including destination, and iSeeCars breaks it out the same way: $56,800 plus $1,350. All-wheel drive adds $2,000 to the sticker price, for $60,150 including destination, so if you want all-wheel drive, add that $2,000 to the starting point before running the rest of the math.

The down payment does not make the QX60 cheaper; it changes how much you finance. With 10% down ($5,815), 7% sales tax ($4,071) and $900 in title and dealer fees rolled into the loan, the same method as the site's other model pages, this example finances $57,306 at $1,162 a month for 60 months at 8% APR (APR is the yearly interest rate on the loan), and the loan costs about $12,411 in interest over five years.

Fuel: premium gas is the line to watch

The 2025 QX60 uses a 2.0-liter turbocharged four-cylinder engine, and it is rated for premium unleaded gasoline, the pricier grade at the pump, not regular. That is not a suggestion you can shrug off for the math: premium is what the engine is built for, so this page prices premium. The Luxe with front-wheel drive is rated 24 mpg combined (22 city, 28 highway); the all-wheel-drive version is also 24 combined (22 city, 27 highway).

At 12,000 miles a year, 24 mpg means 500 gallons a year. At $5.19 a gallon for premium, the AAA national average of $5.1858 on October 22, 2026, rounded to the cent, that is about $2,595 a year, $12,975 over five years. Note the gap this opens against a regular-gas SUV at the same mileage: the site's usual $4.071-a-gallon regular-gas assumption does not apply here, and at today's premium prices the fuel line runs roughly $2,798 higher over five years than it would at $4.071. Pump prices move, so re-price this line with your local premium price before deciding.

Depreciation is the biggest bucket by far

Depreciation is a plain word for a simple idea: the value the car loses as it gets older. Kelley Blue Book's 2025 QX60 Luxe specs page puts that loss at $35,582 over five years, $58,150 new, worth about $22,568 after five years, or about 39% of its price kept. That is roughly $593 a month of value quietly disappearing, and it is the largest single cost on this page.

Other published figures land close by but not identical, and the difference is worth stating rather than settling: iSeeCars puts the QX60's five-year retained value at 39.654%, which on a $58,150 car is about $23,059, about $491 more than Kelley Blue Book's residual, a small gap. CarEdge's typically equipped example is steeper, losing $38,263 on a $61,211 car (about 37.5% kept). That resale figure is a planning assumption, not a forecast. Run a second scenario with resale 10% lower, about $20,311 instead of $22,568, and the five-year total rises by about $2,257, so the decision does not depend on an optimistic used market.

Insurance runs luxury-SUV money

Full-coverage averages for the QX60 mostly cluster between about $191 and $232 a month depending on the source (The Zebra, Insuraviz and CarEdge publish model averages in that range). This example uses $214 a month, or $12,840 over five years. Premiums depend heavily on the driver, ZIP code, coverage and insurer, so get a quote on the exact trim with matching deductibles (the amount you pay out of pocket before insurance pays) and limits before treating any average as yours.

One conflict is stated here on purpose: Kelley Blue Book's own Luxe cost-to-own page puts five-year insurance at $18,110, about $302 a month, well above the $12,840 used here. If Kelley Blue Book's insurance figure turns out to be closer to your quote, the five-year total on this page rises by $5,270. That is exactly why the insurance line should be replaced with a real quote, not carried as an average.

QX60 maintenance costs: the warranty years help, the later years climb

Kelley Blue Book's five-year cost-to-own work for the 2025 Luxe puts maintenance at $7,196 and repairs at $773, $7,969 all-in over five years, or about $1,594 a year. That is the figure this example uses. The QX60's basic warranty runs 4 years or 60,000 miles, with the powertrain (engine and transmission) covered to 6 years or 70,000 miles, so the early years are mostly scheduled service; the costs climb as the car ages.

Again, sources disagree and the gap is stated here: CarEdge puts first-five-year maintenance at $3,734, less than half the Kelley Blue Book figure, with its own year-by-year climb from $493 in year one to $1,074 in year five. Using Kelley Blue Book's higher figure is the conservative choice, if CarEdge's figure is closer to your experience, the five-year total falls by about $4,235. Either way, budget for the wear items that arrive with miles: tires, brakes and the services that fall just outside the warranty years.

The full five-year example

Every figure below comes from the site's own calculator math. The stated inputs are: 2025 Infiniti QX60 Luxe front-wheel drive, $58,150 price including destination, 10% down ($5,815), 8% APR, 60 months, 7% sales tax, $900 in title and dealer fees, 12,000 miles per year, 24 mpg, $5.19 per gallon premium, $214 per month insurance, $7,969 maintenance and repairs over five years, $22,568 resale value after five years. Tax and fees are rolled into the loan, so the amount financed is $57,306 and the monthly payment is $1,162.

• Depreciation: $35,582 ($58,150 minus $22,568 resale)
• Insurance: $12,840 ($214 x 60 months)
• Fuel: $12,975 (12,000 / 24 x $5.19 x 5 years)
• Maintenance: $7,969 (Kelley Blue Book maintenance $7,196 + repairs $773)
• Tax, fees and interest: $17,382 ($4,071 sales tax, $900 fees, $12,411 loan interest)

That totals roughly $86,748, or about $1,446 a month. Notice what that says about the $1,162 payment: on this vehicle the payment is not the whole story, it is about 80% of the average month's true cost, and during the loan years the cash actually going out is the payment plus insurance, fuel and upkeep.

Formula

The five-year total is the sum of five buckets: depreciation, insurance, fuel, maintenance, and tax, fees and interest. Depreciation is the $58,150 price minus the $22,568 resale value after five years, which is $35,582. Insurance is $214 a month times 60 months, which is $12,840. Fuel is 12,000 miles a year divided by 24 miles per gallon, times $5.19 a gallon for premium, times 5 years, which is about $12,975. Maintenance and repairs are $7,969 over five years. Tax, fees and interest is 7% sales tax on $58,150, which is $4,071, plus $900 in title and dealer fees, plus about $12,411 of loan interest, which is $17,382.

Added together, $35,582 plus $12,840 plus $12,975 plus $7,969 plus $17,382 equals $86,748, or about $1,446 a month. The amount financed is the $58,150 price plus $4,071 sales tax plus $900 in fees, minus the $5,815 down payment, which is $57,306. The tax and fees are rolled into the loan. At 8% APR over 60 months, the payment on $57,306 is $1,162 a month, and the loan costs about $12,411 in interest over five years.

Why QX60 buyers should think past year five

Three-row SUVs are keepers, families run them a decade or more, and that is where the economics can improve: the loan ends at year five, and the depreciation curve flattens. The costs that arrive in years six through ten are the wear-and-repair years, and CarEdge's year-by-year figures show that climb plainly, from about $1,399 in year six to about $1,745 in year ten for maintenance and repairs. The keep it 10 years guide shows how to extend this same math honestly, and the why cars lose value guide explains the biggest bucket in more depth.

Shopping the QX60 against other three-rows? The Car Showdown runs any two vehicles through the same five buckets side by side.

Calculation transparency

Jurisdiction. United States. Sales tax, titling, registration and insurance rules are set by your state, so your exact numbers depend on where you buy and register the car. The 7% sales tax and $900 in fees in this example are planning figures, not any one state's actual rates.

Rules and time period. Five years, 12,000 miles a year, premium gas at $5.19 a gallon (AAA national average for premium, October 22, 2026), 8% APR, 60 months, 10% down. The resale value is a planning assumption, not a forecast.

Scope and limitations. Educational estimate only. Insurance and maintenance are planning figures, not quotes. Get a real quote for the same trim, coverage and loan before you decide.

Sources disagree on the QX60's five-year value loss: the figure used here is Kelley Blue Book's $35,582 from its current specs page for the Luxe, while Kelley Blue Book's own Luxe cost-to-own page puts five-year depreciation at $34,981 and iSeeCars puts five-year retained value near 39.7%. The $35,582 figure is used because it is the specs-page figure this page cites, and the $34,981 trim-page figure is disclosed here rather than settled quietly.

Source links checked November 6, 2026. Figures: MotorTrend 2025 QX60 Luxe price, $58,150 including destination; EPA combined fuel economy, 24 mpg; Insuraviz QX60 full-coverage average, about $197 a month; CarEdge QX60 insurance, about $2,624 a year; AAA national average premium gas, $5.19 a gallon (October 22, 2026).

Primary sources: MotorTrend, 2025 Infiniti QX60; fueleconomy.gov, EPA fuel economy ratings; Insuraviz, Infiniti QX60 insurance; CarEdge, INFINITI QX60 depreciation. How the numbers are calculated is written down on the methodology page, and every source is listed on the sources page.

Definitions

Depreciation. The value a car loses over time. On this page, the $58,150 price minus the $22,568 resale value after five years, which is $35,582.

Resale value. What the car is worth after five years in this example, $22,568. A planning assumption, not a forecast.

APR. Annual percentage rate, the yearly interest rate on the loan. This example uses 8%.

Down payment. The cash paid up front. Here it is 10%, or $5,815.

Destination charge. The fee to ship the car to the dealer. It is $1,350 on the QX60, and the Luxe lists at $56,800 before destination, which brings it to $58,150.

Combined mpg. The EPA city and highway ratings blended into one figure. It is 24 for the Luxe with front-wheel drive, 22 in the city and 28 on the highway.

Full coverage. Insurance that covers damage to your own car as well as damage to others. Published averages mostly cluster between about $191 and $232 a month; this example uses $214 a month.

Premium gas. Higher-octane unleaded gasoline. The 2025 QX60's 2.0-liter turbo engine is rated for premium unleaded, and this example uses $5.19 a gallon for premium, the AAA national average of $5.1858 on October 22, 2026, rounded to the cent.

Questions people actually ask

How much does an Infiniti QX60 cost per month to own?

About $1,446 a month over five years in the example above, or about $86,748 in total. That covers the value the car loses, insurance, premium gas, upkeep, and tax, fees and loan interest, not just the $1,162 monthly payment.

Does the Infiniti QX60 require premium gas?

Yes. The 2025 QX60's 2.0-liter turbo engine is rated for premium unleaded gasoline. This example uses $5.19 a gallon for premium, the AAA national average of $5.1858 on October 22, 2026, rounded to the cent.

How much does a 2025 Infiniti QX60 Luxe cost?

The 2025 QX60 Luxe with front-wheel drive starts at $58,150 including the $1,350 destination charge, a $56,800 sticker price plus $1,350 to ship the car to the dealer. All-wheel drive adds $2,000 to the sticker price.

How much value does an Infiniti QX60 lose in 5 years?

About $35,582 on the example car, according to Kelley Blue Book's 2025 QX60 Luxe specs page: $58,150 new, worth about $22,568 after five years. Other published figures land close by, with iSeeCars putting five-year retained value near 39.7%.

Is the Infiniti QX60 expensive to insure?

Published full-coverage averages for the QX60 mostly cluster between about $191 and $232 a month. This example uses $214 a month, or $12,840 over five years. Your own quote depends on the driver, the ZIP code, the coverage and the insurer, so get a quote on the exact trim before treating any average as yours.

Related: Compare the Acura MDX and the Lexus RX, see whether a 3-row SUV fits your family, or browse all models.

Comparing SUVs? See the true cost of the Genesis GV80 and the Audi Q5, run through the same five-year math.